Get a clear handle on your cash, card payments, and financing.
Evolvetec helps small and mid-sized businesses plan cash flow, set up and review card processing, get ready for audits, and compare financing options from lending partners.
Card processing statement
Example- Card sales
- 48,200.00
- Interchange
- -812.40
- Card brand assessments
- -67.48
- Processor markupWhat is this rate?
- -361.50
- Monthly service feeDo you still need this?
- -49.95
- Total fees
- -1,291.33
Illustrative figures for one month. We separate what the card networks charge from what the processor adds.
13-week cash flow forecast
ExampleWeek 5: payroll and rent land together.
Illustrative. Bars show cash in (blue) and cash out (grey); the line is the bank balance.
Audit preparation checklist
Example- Bank reconciliations, January to JuneDone
- Signed customer and vendor contractsDone
- Fixed asset list with purchase recordsTwo invoices missingOpen
- Payroll registers and filingsDone
- Who approves and who paysSame person does bothOpen
Financing offers, side by side
Example| Offer A | Offer B | |
|---|---|---|
| Amount | 40,000 | 40,000 |
| Payment | Weekly | Monthly |
| Term | 9 months | 24 months |
| Fees at signing | 1,200 | 800 |
| Total repaid | 49,600 | 47,900 |
Compare the total, not the payment.
Illustrative. Lenders set their own rates and terms.
Monthly report, September
ExampleMargin slipped on catering orders: ingredient costs rose and prices did not. Worth reviewing the catering menu next month.
Evolvetec Inc. is not a bank or direct lender. Financing is approved by third-party lenders and card processing is provided by third-party processors.
What do you need help with?
Start with the problem in front of you. Each one leads to the service that handles it, and each service has its own page that explains who it is for, what you get, and how it works.
- Plan my cash flowBusiness Financial PlanningBudgets, cash flow plans, and goals tied to the numbers you actually have.
- Take card paymentsMerchant Services and Card ProcessingCard, POS and online payment setup through partner processors, plus statement and fee reviews.
- Get ready for an auditFinancial Review and Audit PreparationA review of your books, records and controls so you are organized before an audit starts.
- Find financingBusiness Financing OptionsHelp understanding and arranging working capital, lines of credit and term loans through lending partners.
- Understand my numbersFinancial Analysis and ReportingKPI dashboards, margin and pricing analysis, and a short monthly report on how the business is doing.
How it works
No long forms and no commitment to start. Most work begins with a 30 minute call.
Tell us what is going on
Call, email or use the contact form. A short description of the business and the problem is enough to start.
Intro call
We ask questions, you ask yours, and we tell you honestly whether we can help and what it would involve.
Review your records
You share the documents we need, such as statements, your books or a lender request, and we do the analysis.
Plan and follow through
You get clear findings and next steps. We stay involved for as long as it is useful to you.
Evolvetec Inc. is a financial services company based in Brooklyn, New York.
We work with owners of small and mid-sized businesses on the money side of running a company: planning cash, taking payments, getting records in order, finding financing and reading the numbers.
We explain everything in plain language, show you how we reached each recommendation, and leave every decision with you. Where a bank, lender, processor or CPA has to be involved, we tell you so and help you work with them.
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Get short financial insights, updates and occasional offers from Evolvetec by text message. This is the Evolvetec Alerts program.
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Send a message, call or email. We reply during business hours, Monday to Friday, 9:00 AM to 6:00 PM ET.
Contact Us(347) 598-1154
[email protected]
Monday to Friday, 9:00 AM to 6:00 PM ET
Evolvetec Inc.
Financial services for small and mid-sized businesses
2708 Snyder Ave., Apt 424
Brooklyn, NY 11226